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All editorial content and graphics on this Web site are proprietary of Otium Consultancy Services Ltd. These materials are protected by international copyright and may not be copied, used, reproduced, or transmitted in whole or in part without the express written consent of Otium Consultancy Services Ltd which reserves all rights. Re-use of any of Otium Consultancy Services Ltd editorial content and graphics online for any purpose is strictly prohibited. Any unauthorised use of the text, images, audio and video may violate copyright, trademark, privacy and publicity laws and civil and criminal statutes. Links to this Web site should not be made without the permission of Otium Consultancy Services Ltd. If there are any requests concerning your personal information or any queries with regard to these practices please contact us by e-mail at info@ocsltd.net

The "Otium Consultancy Services Ltd" name and logo are registered trademarks or service marks of Otium Consultancy Services Ltd Limited. All other trademarks or service marks used or referred to on this Web site are the property of their respective owners. Nothing contained on this Web site should be construed as granting, by implication any license or right of use of any trademark or service mark displayed on the Web site without the written permission of Otium Consultancy Services Ltd or such third party owners.

The information on this site is provided solely for general illustrative and instructional purposes only, and does not create a business or professional services relationship. Business practice, business challenges, technology, laws and regulations vary by country and change from time to time, and compliance with such standards depends on the particular circumstances. Any reliance on the information in this site is solely at the user's own risk. This site contains links to servers maintained by other organisations. Otium Consultancy Services Ltd cannot and do not provide any warranty about the accuracy or source of information found on any of these servers or the content of any file that you might choose to download from a third party site. Otium Consultancy Services Ltd assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, user's computer or other property on account of user's access to, use of, or browsing in the Web site or user's downloading of any materials, data, text, images, video, or audio from the Web site.

Otium Consultancy Services Ltd reserves the right to modify or amend this Disclaimer at any time and for any reason. Any changes to this Disclaimer posted on the Web site apply as soon as they are posted. By continuing to use the Web site any changes are posted, user acknowledges acceptance of those changes.

Otium Consultancy Services Ltd does not represent or make any warranty in respect of the accuracy, reliability or continuous supply of any of the information, content contained on this service or as to the results to be obtained from using the service.

Any reliance placed upon any information will be at your sole risk and it is solely your responsibility to ensure that the information meets your requirements. Otium Consultancy Services Ltd reserves the right in our sole discretion, but without any obligation, to make amendments or improvements to, or withdraw or correct any error or omission in any portion of, the service without notice.

To the fullest extent permitted by applicable laws, and except in respect of death or personal injury arising from Otium Consultancy Services Ltd's negligence, Otium Consultancy Services Ltd hereby excludes liability for any claims, loss, demands or damages of any kind whatsoever with respect to the service, including, without limitation, direct, indirect, incidental or consequential loss or damages, whether arising from loss of profits, loss of revenue, loss of data, loss of use or otherwise and whether or not the possibility of such loss has been notified to Otium Consultancy Services Ltd. The foregoing will apply whether such claims, loss or damages arise in tort, contract, negligence, under statute or otherwise. If you are a consumer your statutory rights, if any, are not affected.



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